Terms of Service
Effective Date: February 19, 2026
Welcome to Pocket Balance. By downloading, installing, or using our mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.
1. Acceptance of Terms
By accessing or using the App, you confirm that you are at least 13 years of age and agree to comply with these Terms. If you are using the App on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
2. Description of Service
Pocket Balance is a personal finance management application that helps users discover, track, and manage financial opportunities including unclaimed funds, refunds, and other monetary benefits. The App provides informational tools and is not a financial advisor.
3. User Accounts
You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.
4. Acceptable Use
You agree not to:
- Use the App for any unlawful purpose
- Attempt to gain unauthorized access to the App or its systems
- Interfere with or disrupt the App's functionality
- Upload or transmit viruses, malware, or other harmful code
- Use the App to harass, abuse, or harm others
- Reverse engineer, decompile, or disassemble the App
5. Intellectual Property
All content, features, and functionality of the App, including but not limited to text, graphics, logos, and software, are the exclusive property of Pocket Balance and are protected by copyright, trademark, and other intellectual property laws.
6. Disclaimer of Warranties
The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the App will be uninterrupted, error-free, or secure. We do not provide financial, legal, or tax advice through the App.
7. Limitation of Liability
To the fullest extent permitted by law, Pocket Balance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the App.
8. Indemnification
You agree to indemnify and hold harmless Pocket Balance and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising out of your use of the App or violation of these Terms.
9. Termination
We reserve the right to suspend or terminate your access to the App at any time, with or without cause, and with or without notice. Upon termination, your right to use the App will immediately cease.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
11. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of material changes by posting the updated Terms within the App. Your continued use of the App after changes are posted constitutes your acceptance of the revised Terms.
12. Contact Us
If you have questions about these Terms, please contact us at:
Email: support@pocketbalanceapp.com